इस दीपावली Reliance Nippon Life Guarantee Plan "Nishchit Samrudhi" का अपने ग्राहकों के लिए सबसे बड़ा तोहफा ।

नमस्कार दोस्तों ,

आज हमलोग समझेंगे Reliance Nippon Life की इस दिवाली अपने ग्राहकों को  Guaranteed High Return की  नई प्लान "निश्चित समृद्धि" जो की आपको देता है सबसे अधिक गारंटी बोनस दर और वो भी सबसे कम दिन किस्त दे कर । 

Pay Term - 6/7 years, and Guaranteed Bonus Rate - 6.7% (IRR)

"Nishchit Samrudhi"

Reliance Nippon Life का अपने ग्राहकों के लिए सबसे बड़ा तोहफा । 

Key Feature 

1. Two Types Payment Option 6 and 7 years limited payment.
2. Long-Term Guarantee Return Up to 28 years.
3. Higher IRR in the Competitive Market.
4. Liquidity  in the form of Regular Income. 
5. Protection in form of Life cover 11 times X AP throughout Policy Term. And
6. Tax Rebate and Tax free Benefits.

Eligibility Criteria

Entry Age :- Min - 1years. Max- 55 years.

Maximum Maturity Age -80 years in Income Option. 75 years in Endowment Option.

Premium Payment Term. (PPT) - Income option  - 6 and 7 years.

                                                      Endowment Option -Single,6 and 7 years.

Policy Term - Income Options -24, and 28.

                       Endowment Options - 15 to 20 years.

 Minimum Premium - 1,50,000/- (Limited pay) Income and Endowment Option 

                                    2,50,000/-(Single) Only Endowment Option.

Premium Payment Mode - (Limited) Yearly, Half yearly, Quarterly, and Monthly.     

Survival Benefits :-      

On survival of life assured during the policy term, provided policy is in force, life assured receives.

Income Option - Guaranteed Annual income paid at the end of each policy years, starting after PPT till one year prior to PT.

Endowment Option - No Benefits.

Maturity Benefits :-

Income Option :- Sum assured on Maturity

Endowment Option :- Sum assured on maturity, paid in 4 equal annual installments, with first installment at the end of PT and remaining 3 at the end of each subsequent year of the "Payout Period" 

(In case of death during the payout period, no death benefit is payable, however the remaining installments are paid to the nominee as scheduled)

Death Benefit :- 

On unfortunate death of the life assured during the policy term, provided the policy is in force, the claimant receives.

Limited Pay - 

• Higher of Sum Assured on Death, or 105% of Total Premium paid as of date of death of life assured.
• Where Sum Assured on Death is higher of 11XAP or, Base Sum Assured chosen at policy inception

Single Pay - 

Sum Assured on Death, (Where Sum Assured on Death is higher of) 

• 1.25 X Single Premium
• Base Sum Assured chosen at policy inception.  

Other Facilities :- 

Loan :-

• Available up to 80% of the Surrender value under base plan.
• Prevailing rate of interest on loan for FY20-21 is 8.00% p.a.

Before payment of any benefit (death, maturity or surrender) for a policy against which loan is availed of, the loan outstanding and the interest on loan outstanding will be recovered first and the balance if any will be paid.

Summary :-

1. Financial protection against untimely demise
2. Choice of two attractive plan options, based on financial needs 
3. Income Option and Endowment Option. 
4. Flexibility to pay premiums once or for 6,7 years and enjoy life cover for the rest of the policy term.
5. Riders to enhance protection and Tax Benefits.