Increase Your Monthly Income with Reliance Nippon Life की Increasing Income Insurance Plan

नमस्कार दोस्तों ,

आज हमलोग समझेंगे Reliance Nippon Life की Increasing Income Insurance Plan, जिससे आप अपनी Monthly Income बढ़ा सकते हैं और बचत भी कर सकते हैं।

Key Feature

• Guaranteed Monthly income: Get Guaranteed Monthly Income from end of Premium Payment Term till maturity.
• Choose two income options: 

1. Income with Maturity Benefit 
2. Only Income

• Pay as you like: 

1. Select amongst Policy terms of 12 | 16 | 20 | 24 years and pay premiums for half of the Policy Term
2. Choose to pay premiums Yearly, Half-yearly, Quarterly or Monthly mode (ECS)

• Protection for your family:

1. Get life insurance cover for the entire Policy Term
2. Option to enhance your protection cover through riders, If any

Eligibility Criteria

• Entry Age – Min -14, Max= 60
• Maturity Age – Min – 26, Max -80
• S.A – Min – 1,00,000 Max – No Limit
• Premium Min – 15000+GST, Max – No Limit
• Policy Term – 12/16/20/24
• PPT – Half of the Selected Policy Term
• Premium Payment Mode – Yearly, Half Yearly, Quarterly, and Monthly

Benefits in Details

Choose two income options:

1. Income with Maturity Benefit Option
2. Only Income Option

Guaranteed Monthly Income (GMI) Benefit:

• Income with Maturity Benefit Option: Guaranteed Monthly Income is 1% of Base Sum Assured for the first year and will increase by 0.25% in subsequent Policy years, at a simple rate.
• Only Income Option: Guaranteed Monthly Income is 2% of Base Sum Assured for the first year and will increase by 0.50% in subsequent Policy years, at a simple rate.

Maturity Benefit: Guaranteed Sum Assured on Maturity is defined as: 

• For Income with Maturity Benefit: It is equal to twice the Base Sum Assured
• For Only Income Option: Nil. No Maturity Benefit is applicable for Only Income Option.

Death Benefits : 11 x Base Premium to Age 14 to 45 and More than 50 age up to 7 x Base Premium in Some Case Based on Policy Term.

Guaranteed Monthly Income:

Guaranteed Monthly Income Slab based on Income Benefit Options.

Flexible Premium Payment Frequency :

Loading on premium will be applicable as per the table below:

Case Study : 1

Sanjeev Kumar,

Aged 30 years, Policy Term - 24years, BSA - 1,00,000,  AP - 22,966p.a. + GST, PPT– 12 years, Regular GMI after PPT, Maturity – 2 x BSA

Case Study : 2

Sanjeev Kumar,

Aged 30 years, Policy Term - 24years, BSA - 1,00,000,  AP – 31,728p.a. + GST, PPT– 12 years,  Regular GMI after PPT